Skip to main content

Business Loan Repayment Calculator South Africa

Calculate monthly repayments for business loans, equipment finance, and working capital from South African lenders.

Loan Input Parameters

R
%
R

Loan Calculation Results

Loan Summary

Monthly Payment
R 9 816,43
Principal + Interest
Total Repayment
R 2 355 944,13
Over 240 months
Total Interest
R 1 355 944,13
135.6% of loan amount
Loan Amount:R 1 000 000,00
Deposit:R 0,00
Amount Financed:R 1 000 000,00
Effective Annual Rate:10.25%
Adjust any value to unlock advanced payment analysis options
Important Note About Interest Rates
Our calculations assume the interest rate remains constant throughout the loan term. For variable rate loans (like most bonds), your actual monthly payments may change if interest rates rise or fall during your loan period.

Business Loan Repayment Information

Business loan rates depend on your company's creditworthiness, industry, and the type of financing. Secured business loans typically offer better rates.

Typical Ranges
Typical business loan amounts range from R50,000 to R5,000,000 with interest rates between 11% and 22%.

What You Can Calculate:

  • Business loan calculations